After much ado, I took a Rover NuVinci home today.
The brief peddle I took at the LBS showed me that the extra $$$ was well worth it.
The only downside was the rear window relay failed on my '94 4-Runner failed, so I couldn't slide it in the back.
Grabbed a bunch of my kayak straps and stuck it on the roof.
Thank you to all who were so patient with my noob questions!